10 Ways to Start Living Frugal

Living frugal isn’t as painful as you might think. In fact, once you jump on the frugal wagon you’ll find it really difficult to fall off. Frugal living is a way of life and once you learn to embrace it, it comes naturally. To help get you started, here are ten frugal tips you can implement today.

Be Frugal, Hit the Books

Libraries are cheap — book stores are not. You can start getting your favorite books — including new releases — for free at your local library. Even better, you can find movies and CDs now too! If you really want to rent a hot new movie, consider RedBox — movies are just a $1 a night.

Use Coupons

Coupons are free and help you shave money off your spending — even if you don’t go “extreme” with them. Even buying regular, retail priced products with coupons could save you 25% a month! Online printable coupons are free and fast to get!

Stop Eating Out
All those hamburgers, pizza orders and fried chicken buckets are killer on your budget and your health. Start cutting back on take-out. If possible, shave it down to twice a month.

Stop Mailing Payments
Every time you pay a bill and do so through the mail, you’re costing yourself money. Sign up for bill pay with your financial institution — most banks have it these days.

Group Your Errands
If you have a lot of errands, use one day a week to drive around and do them — rather than splitting it up. One trip means less gas.

Freeze Food
When you find food on sale, buy it and freeze it. Things like bread, meat and even milk freeze well and allow you to buy more at a lower price and save.

Switch to Cold Water
Your clothes don’t need hot boiling water every time you wash them. Even “warm” settings cost money. Start washing clothes on cold and save the hot water for sanitizing only.

Turn Things Off
Leaving a lamp or DVD player running might seem minimal, but they cost money. Turn things off when you’re not using them and even better, unplug them — they still suck electricity while plugged in, even if they’re turned off.

Grow Vegetables
Vegetable gardens are fun and tasty! You’ll get fresh produce for free right at home. Some easy starters include zucchini, tomatoes and bell peppers.

Use a Store Loyalty Card
You don’t even have to use coupons if you don’t want to! Store loyalty cards are FREE and usually save you 25 to 40% on your groceries. Also, you usually need one just to get the sales.

You can start living the frugal life today just by employing these quick tips. So, go ahead, sign up for a loyalty card (they’re online you know), start flipping the “off” switch and wash today’s load of laundry in cold. You’ll be frugal living in no time!

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